We filed suit on behalf of role players working at Fort Irwin
The Desert Dispatch reported the following: Posted Jan. 3, 2016 at 11:14 AM LOS ANGELES — Role...
Do you live in Arizona or Utah and you have been the victim of debt harassment? An attorney from Phillips Dayes can help make your voice heard. Simply fill out the contact form to the right or call . An attorney is ready to discuss your case.
When people fall behind on their bills, the creditor sends them to collections. This is generally a third party who is hired to collect the amount owed. This legitimate business is great for the US economy, and helped to bring in nearly $55 billion in 2010. However, sometimes these debt collectors take things too far. They fail to follow the guidelines set forth by the FTC, and they go from debt collectors, to debt harassers.
Getting a phone call every few days regarding setting up a payment plan is not debt harassment. However, the frequency of those calls, the time of day, and the language used during the call can cause the call to turn into harassment quickly. You can use the following guidelines to determine if you are being harassed.
As you can see, collectors have a strict set of rules that they must follow in order to comply with the law. When they step outside of these boundaries, they turn from debt collectors, into debt harassers.
The laws are designed to make it easier for the debtor to live a peaceful life and not have to worry about calls from a collector at all hours of the day. However, there are those collectors that will still bother you ignoring those laws. Fortunately, you do have rights. You have the right to have an attorney represent you. By doing so, the collections agency must cease all communication with you, and only communicate with your attorney. You also have the right to send a cease communication letter, even without an attorneys help. Unfortunately, the collections agency can still send correspondence showing that they are taking alternative means (such as filing a lawsuit). If you are being harassed, the best thing to do is contact an attorney from right away.
If you live in Arizona or Utah, and you are being harassed by a debt collector, you do not have to sit back and take the abuse. Schedule your free consultation with an attorney from today to learn if you have a case, and what your course of action should be. Let a trained legal professional fight the battle against debt harassment, and save yourself the worry. Fill out the contact form, or call .
The Desert Dispatch reported the following: Posted Jan. 3, 2016 at 11:14 AM LOS ANGELES — Role...
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